buy Gold coins

On this world today any time money is available for gold. Other wise gold is a resource of saving or purchase which will enable you to exchange to money at anytime with out delay and disturbances.

The nationalized banks where also you can get money instantly across the table with safety for your gold .their is a trouble we find is also to be stated here. That is the bank’s are all not valuating the gold of us on today rate .it is still 25 to 30 % lesser than the market rate. the government of all nation must take care on this . because the price increase is subject to the government knowledge only. The same government is operating all banks.

The people buy gold and keep for future life security. But present life security is in danger to many.

In such a situation the government must instruct to banks to provide money on the current date value of gold (existing price in the market)otherwise people like me definitely think and say in confirm the government is running two status to the gold value /rate in the country. This is purely exploiting the people , the finance ministry and reserve bank were playing a dual game for gold in the country knowingly. in such a case the world bank and all nations must take action against this nature .

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Money

Any time money counter of all banks shortly called as atm.

  It is in service for 24 hours except the money filling time. Normally the bank will keep about 12 lacs.or a fixed amount. so on every day after our withdrawals they will refill the money drawn in that 24 hours to bring the fixed a t m capital.

Here we withdraw money by using our credit and debit cards.

The debit card is the card having your own balance.

The credit card is the money lend to you by a bank for interest. (Multiple interest).

it is so high .but it is suitable for business man and at very emergency time to common people.

for this we are issue a p i n secret pin number. Atm machine will ask you for the pin number entry. with pin number you can draw money.

So it is advised to all users not to carry helmet and other companions with you . the secret number shall not be known to any one. except you.

The reflection in the helmet will give the message of pin number to others following.

Always keep the door closed as soon you enter the a t m cabin.

In a t m operation multinational bank are all very successful in operation style. the government bank is trying to reach that level.

In a t m you can also credit your payments directly or issuing a check in favor of your account.

Not to forget to recollect the card of you from the machine soon you finish your transactions.

Here in transaction you have the facility to view the available balance, enquiry, changing password option, etc.

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Health

Electro magnetic radiation may be dangerous to health. So bio pro cell chip introduced as a electro pollution solution. it is the biologically proven way to virtually eliminate the damaging effects of eltromagnetic radiation.
Live blood cell test results of a mobile phone user
proves that the bio pro cell chip is working can be seen in the blood test.
Avoid maximum usage of mobile phone.

Usage of mobile phone creating electro magnetic radiation has been linked to
a d d
Alzheimer’s disease
cancer
diabetes
heart attack
high blood pressure
infertility
leukemia
memory loss
sleep disorders.

  Kindly do not ignore this matter for your well being.

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Microsoft.com - Many millions loss to American economy:!

Many millions loss to American economy is a fact is due to American government policy.

 Yes. Any time money, any second money, huge revenue fetching area is computer technology.

In this an ordinary person Mr. Bill Gates has grown to the richest of the world status is a proud to his work and proud to the nation America.

 But due to the policy of American government on date has failed to maintain the proud. Though in all act including charity America is in first. They are going back is the concern to people like me. Now the thought is, America is a war monger country. It is not so. So please establish peace and love again in the American continent.

 While your country is having a pleasure and luck to have Microsoft limited. it is more than the oil resource at gulf countries.

 With out giving much importance to this remarkable Movement by Microsoft Team by Bill Gates  this American government showing interest to land in other countries. Even the missile station at other countries is also not necessary, I feel.

 Just supporting Microsoft limited and other companies in this business at America the American government could have created a complete control on the earth. it is not necessary to go space in discovery and launching satellites to control the people or governments on the earth.

 At least now the American government and American people to realize this mistake and start all action to develop the computer world/or information technology world to have the best control by your government on all governments /people on this earth.

 My dear lovely American’s please do renovate your ideology. People have the right to say/comment on the government activity when it is wrong.

 Any time money pouring thing /matter is at American soil, please value and respect and honor it. Even the American government may give any highest award to bill gates to honor the American nation.

While Microsoft gives means and way to employment opportunity to many millions across the world why not to Americans, It is Possible. But Government must extend her support by all means, than it is possible.  Honor Mr. Bill Gates and his Team.Thanks.

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technology

Customer charges for use of A T M  

Automated teller machines have gained prominence. Banks levy different charges for using atm.

International experience in countries such as Germany, France, UK, bank customers have access to all ATM s in the country, free of charge except when cash is withdrawn from white label ATMs or ATMs managed by non-bank entities.

It is 100 % time saving.

But it is dangerous also. Any body knowing atm pin can withdraw the money. a person open a account in one state and withdraw at another state is also possible. if he underwent any crime and he escape to other state he can take money for expense.

All national banks along with m n c banks must maintain the strategy. In nation owned banks they separate hour to fill cash and accountability .this normally takes one to one and half an hour.

In case any holiday proceeds the a t m of nationalized banks will have no money on the next day evening itself to the people. This is practically watched at many occasions.

though few constraints, the a t m facility is very good to the people from electronic technology.

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health

  Adulterations food products like edible iol, milk, rice, wheat etc should be avoided. Even paying the increased price and reduced quantity in connection to that can be bearable.  in particular many child were feed milk .in that milk doing adulteration is to be punished severely. Children are our future generation, spoiling their health in any manner is to be eradicated in the world. Also to note the palm oil is a dangerous one and will cause heart attack to many people and it is an advice through a Notice Board you can witness in all Leading Hospitals. Government must find the substitute for this edible oil and do supply to people. The danger due to palm oil is well established in many institutional research says, resulting heart attack.

Government must care and have concern about people health.

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Deepawali wishes

wishing you all a Happy Diwali festival.

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Do not wear Helmet? How to get cash from a t m?

 How to get cash from a t m?
as a card holder, you can with draw cash from over 1 million visa/master cards a t  m’s ,including about 18000 a t ms in India .
Now you do not need to enter a bank any more .the power to access to cash at the press of a key is in your hands 24hour a day. to access cash from visa/master card a t m s ,all you have to do is
1.insert your card in to the machine as directed and wait till the machine prompts you to key in your personal identification number(pin).
2. Wait for a few seconds till the machine processes this pin .it will then ask you to key in the amount of cash you need.
The atm may disburse currency notes of a particular denomination only.
3. Wait for a few seconds till your card comes out and count your cash.
4.please do not wear Helmet while you use atm.

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A T M - electronic Money withdrawal

 How to use your -card?
Using your card is very simple. Once you have made a purchase at any of the merchant establishments that display the VISA/MASTERCARD SIGN. Please present your card as the mode of payment.
The establishment will prepare a charge slip .very much like a normal bill ,which contains the details of the transaction.
Please verify the amount and ensure the other particulars on your charge slip are correct.
Kindly add the amount paid as tips and miscellaneous expenses and ensure that the total amount is filled .check the amount in words.
Please sign on the charge slip at the place indicated in the same way as you have signed on the back of your card. you will be returned a copy of the charge slip ,the actual bill and your card.
before you leave ,please ensure that you have received your card.
the amount you spend on your card will appear in your monthly statement. you can choose to pay in full and not pay any finance charges.alternatively,you can choose to spend your payments as per your requirements.
in case if you use your card in a foreign country ,then immediately after your return to your mother land ,give information to the bank, issued your card to cancel .avail a fresh one to avoid any misuse by anybody. This is must for your safety.

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credit card /debit card

 How to use your -card?
Using your card is very simple. Once you have made a purchase at any of the merchant establishments that display the VISA/MASTERCARD SIGN. Please present your card as the mode of payment.
The establishment will prepare a charge slip .very much like a normal bill ,which contains the details of the transaction.
Please verify the amount and ensure the other particulars on your charge slip are correct.
Kindly add the amount paid as tips and miscellaneous expenses and ensure that the total amount is filled .check the amount in words.
Please sign on the charge slip at the place indicated in the same way as you have signed on the back of your card. you will be returned a copy of the charge slip ,the actual bill and your card.
before you leave ,please ensure that you have received your card.
the amount you spend on your card will appear in your monthly statement. you can choose to pay in full and not pay any finance charges.alternatively,you can choose to spend your payments as per your requirements.
in case if you use your card in a foreign country ,then immediately after your return to your mother land ,give information to the bank, issued your card to cancel .avail a fresh one to avoid any misuse by anybody. This is must for your safety.

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Banking and finance

What is cibil?
The credit information bureau India limited (cibil) is an initiative of the government of India and the reserve bank of India to improve the functionality and stability of the Indian financial system. it contains the credit history of commercial and consumer borrowers.cibil provides this information to his members in the form of credit information reports.
a cibil report is a “snapshot”
of your credit history

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economy

Finance charges (service charges):-

finance charges are payable at the monthly percentage rate on all transactions from the date of transactions from the date of transaction in the event of the card holder choosing not to pay his balance in full, and on all cash advances taken by the card holder, till they are paid back. Card interest rate is dynamic and will be based on the card holder's usage and payment patterns and is subject to periodic review. The rate of finance charges may increase to a maximum of 3.10% per month (37.2% per annum) from the transaction date. Finance charges, if payable, are subject to levy of service taxes and are debited to the card holder's account till the out standing on the card is paid in full.

Finance charges on cash advances are applicable from the date of transaction until the payment is made in full.

Late payment charges will be applicable if minimum amount due is not paid by the payment due date, and are applicable at the rate of 30% of the minimum amount due subject to a minimum of Rs.350 and a maximum of Rs. 600.

Over limit charges are applicable at the rate of 2.5% interest on over limit amount or Rs. 500 whichever is higher.

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